For consumers

Byron Acohido · Why achieving iO -- 'indistinguishability obfuscation' -- is so crucial

STEPS FORWARD: Math geniuses strive to make a pivotal advance — by obfuscating software code

By Byron V. Acohido

Most of time we take for granted the degree to which fundamental components of civilization are steeped in mathematics.

Everything from science and engineering to poetry and music rely on numeric calculations. Albert Einstein once observed that “pure mathematics is, in its way, the poetry of logical ideas.”

An accomplished violinist, Einstein, no doubt, appreciated the symmetry of his metaphor. He was keenly aware of how an expressive Haydn symphony applied math principles in a musical context in much the same way has he did in deriving breakthrough physics theorems.

Math once more is being conjured to help civilization make a great leap forward. Digital technology, like music, is all about math. We’ve come a long way leveraging algorithms to deliver an amazing array of digital services over the past 30 years; yet so much more is possible.

Math is the linchpin to innovations that can dramatically improve the lives of billions of people, perhaps even save the planet. However, a quintessential math conundrum, is, for the moment, holding these anticipated advancements in check. The math community refers to this bottleneck as “indistinguishability obfuscation,” or iO.

Our top math geniuses point to iO as a cornerstone needed to unleash the full potential of artificially intelligent (AI) programs running across highly complex and dynamic cloud platforms, soon to be powered by quantum computers. Simply put, iO must be achieved in order to preserve privacy and security while tapping into the next generation of IT infrastructure.

I recently had the chance to discuss iO with Dr. Tatsuaki Okamoto, director of NTT Research’s Cryptography and Information Security (CIS) Lab, and Dr. Amit Sahai, professor of computer science at UCLA Samueli School of Engineering and director of UCLA Center for Encrypted Functionalities (CEF). NTT Research sponsored research led by Sahai that recently resulted in a achieving an important iO milestone.

Byron Acohido · The mainstreaming of biometrics-enabled access

SHARED INTEL: Coming soon — ‘passwordless authentication’ as a de facto security practice

By Byron V. Acohido

As a tradeoff for enjoying our digital lives, we’ve learned to live with password overload and even tolerate two-factor authentication.

But now, at long last, we’re on the brink of eliminating passwords altogether, once and for all.

A confluence of technical and social developments points to username-and-password logons becoming obsolete over the next few years. What’s more, this shift could very well kick into high gear as part of the solidifying of post Covid-19 business practices and online habits.

I had a chance to discuss this seminal transition with George Avetisov, co-founder and chief executive officer of HYPR, a Manhattan-based supplier of advanced authentication technologies. For a full drill down on our eye-opening conversation, please give a listen to the accompanying podcast. Here are a few big takeaways.

Password tradeoffs

Passwords have always been a big pain. They must be convoluted to be any good, which means they’re difficult to remember, especially since the average person has to juggle passwords to access dozens of online accounts. From a business perspective, managing and resetting passwords chews up scarce resources, and yet even with the best possible maintenance passwords are trivial to hack.

For most of the Internet era, we’ve learned to live with these tradeoffs. However, in the last couple of years the harm wrought by the abuse of passwords has spiked exponentially. The reason: credential stuffing. This is a type of advanced, brute-force hacking that leverages automation.

By deploying botnets pre-loaded with stolen data, credential stuffing gangs are able to insert stolen usernames and passwords into web page forms, at scale, until they gain access to a valuable account. Credential stuffing has enabled criminal hacking rings to turbo-charge their malware spreading and account hijacking campaigns. And when Covid-19 hit, these attackers opportunistically pivoted to plundering Covid-19 relief funds at an ungodly scale.

MY TAKE: Why companies and consumers must collaborate to stop the plundering of IoT systems

By Byron V. Acohido

The Internet of Things (IoT) has come a long, long way since precocious students at Carnegie Melon University installed micro-switches inside of a Coca-Cola vending machine so they could remotely check on the temperature and availability of their favorite beverages.

That was back in 1982. Since then, IoT devices have become widely and deeply integrated into our homes, businesses, utilities and transportations systems. This has brought us many benefits. And yet our pervasive deployment of IoT systems has also vastly expanded the cyber attack surface of business networks, especially in just the past few years.

And now Covid-19 is having a multiplier effect on these rising IoT exposures. Nine months into the global pandemic an ominous dynamic is playing out.

Remote work and remote schooling have spiked our reliance on IoT systems to a scale no one could have predicted; and much of this sudden, dramatic increase is probably going to be permanent. In response, threat actors are hustling to take full advantage.

This shift is just getting started. IoT-enabled scams and hacks quickly ramped up to a high level – and can be expected to accelerate through 2021 and beyond. This surge can, and must, be blunted. The good news is that we already possess the technology, as well as the best practices frameworks, to mitigate fast-rising IoT exposures.

However, this will require a concerted, proactive effort by the business community — enterprises and small- and mid-sized businesses alike. Individual citizens, consumers and workers have a big role to play as well. Each one of us will have to cooperate and make sacrifices. A lot is at stake. Here’s what all companies and individuals should fully grasp about our IoT systems under attack, post Covid-19.

MY TAKE: How ‘credential stuffing’ is being deployed to influence elections, steal Covid-19 relief

By Byron V. Acohido

What do wildfires and credential stuffing have in common?

For several years now, both have flared up and caused harm at the fringes of population centers and our digital economy. And, now, in 2020, both have escalated to catastrophic proportions.

Just after Labor Day, dried out trees and shrubs combined with high winds to erupt into massive wildfires that swiftly engulfed rural towns and even suburban areas of California, Oregon, Washington and several other states. Millions of acres of land got consumed, hundreds of thousands of people were evacuated and dozens lost their lives.

Meanwhile, all year long and continuing through the fall, opportunistic cybercriminals have launched wave after wave of automated credential stuffing campaigns. These bad actors are wreaking havoc in two arenas: Stealing Covid-19 relief payments on a massive scale as well as meddling, once again, in the election of a U.S. president.

The wildfires eventually subsided with calmer, damper meteorological conditions. However, massive surges of credential stuffing have persisted, fueled by a seemingly endless supply of already stolen, or easy-to-steal, personal information along with the wide availability of sophisticated hacking tools.

MY TAKE: Lessons learned from the summer of script kiddies hacking Twitter, TikTok

By Byron V. Acohido

Graham Ivan Clark, Onel de Guzman and Michael Calce. These three names will go down in the history of internet commerce, right alongside Jack Dorsey, Mark Zuckerberg and Jeff Bezos.

We’re all familiar with the high-profile entrepreneurs who gave us the tools and services that underpin our digital economy. However, Clark, de Guzman and Calce are equally notable as leading members of the Hall of Fame of script kiddies – youngsters who precociously shed light on the how these same tools and services are riddled with profound privacy and security flaws.

The trouble is Clark, 17, of Tampa, Florida, is teaching us much the same lessons in the summer of 2020 that de Guzman and Calce did in the spring of 2000. De Guzman authored the I Love You email virus that circled the globe infecting millions of PCs; Calce, aka Mafiaboy, released the Melissa Internet worm that knocked offline Amazon, CNN, eBay and Yahoo.

Judging from the success of script kiddies, the tech giants apparently have not learned very much about security in 20 years. Clark was arrested in late July and charged with masterminding the hijacking of the Twitter accounts of A-list celebrities, and then Tweeting from those accounts to pull off a Bitcoin scam. His caper is worrisome on two counts. First it shows how resistant companies continue to be with respect to embracing very doable cyber hygiene practices – measures that would prevent these sorts of hacks. And second, it reminds us how much capacity to wreak havoc truly malicious parties — not just script kiddies – possess. This is chilling considering the times we’re in. On the cusp of electing a U.S. president, with the world struggling to recover from a global pandemic, there are nuanced lessons we can learn from the Twitter Bitcoin hack. Here’s what all consumers and companies should heed going forward.

GUEST ESSAY: Skeptical about buying life insurance online? Here’s how to do it — securely

By Cynthia Madison

Purchasing life insurance once meant going to an insurer’s office or booking an appointment with an insurance agent. Then, in most cases, you’d have to undergo a medical examination and wait a few weeks to get approved and complete the whole process. But this scenario doesn’t seem to fit the fast-paced world we live in anymore. Today’s generation is used to getting everything done fast and easy, so life insurance providers had to get with the times and cover all customers’ needs and requirements.

Related: Life insurance types explained

From shopping to socializing or paying their bills, people seem to be doing everything online these days, so it was only a matter of time until insurance companies stepped into the digital world. Now everyone has the possibility to purchase life insurance from the comfort of their home by simply going online and looking for the policies that will fit their needs. Even major life insurance companies have stepped up their game and now provide a variety of online resources to cater to all consumers.

But with all the convenience also came concern. Some are still reluctant to purchase life insurance online for safety reasons and because they’re still unfamiliar with the steps they should follow. When you search for life insurance online, you’re on your own, with no one to guide you through the process, so how can you be sure you won’t make any costly mistakes? Here we’re going to tackle these issues and more to help you make an informed decision if you decide to buy life insurance online.

The pros

Apart from providing a hassle-free process, there are other notable advantages to buying life insurance online. For one, online platforms give you the possibility to compare insurance options from different providers, something that’s not possible if you go the traditional route. Different companies will offer different prices for the same type of policy, so you’ll have to … more

Comment | Read | August 24th, 2020 | For consumers | Guest Blog Post

MY TAKE: Even Google CEO Sundar Pichai agrees that it is imperative to embed ethics into AI

By Byron V. Acohido

It took a global pandemic and the death of George Floyd to put deep-seated social inequities, especially systemic racism, front and center for intense public debate.

We may or may not be on the cusp of a redressing social injustice by reordering our legacy political and economic systems. Only time will tell. Either way, a singular piece of technology – artificial intelligence (AI) — is destined to profoundly influence which way we go from here.

This is not just my casual observation. Those in power fully recognize how AI can be leveraged to preserve status-quo political and economic systems, with all of its built-in flaws, more or less intact.

Conversely, consumer advocates and diversity experts can see how AI could be utilized to redistribute political power more equitably, and in doing so, recalibrate society – including blunting systemic racism.

In late January, as COVID-19 was beginning to spread, the most powerful people on the planet flew to Davos, Switzerland to attend the 50th annual World Economic Forum. AI was prominent on their agenda. These heads of state and captains of industry even coined a buzz phrase, “stakeholder capitalism,” to acknowledge the need to take into account the interests of the economically disadvantaged and politically powerless citizens of the world as they bull ahead with commercial and political uses of AI.“AI is one of the most profound things we’re working on as humanity,” Sundar Pichai, CEO of Alphabet, Google’s parent holding company, told Bloomberg News in Davos. “It’s more profound than fire or electricity.”

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The Last Watchdog

For consumers

STEPS FORWARD: Math geniuses strive to make a pivotal advance — by obfuscating software code

By Byron V. Acohido

SHARED INTEL: Coming soon — ‘passwordless authentication’ as a de facto security practice

By Byron V. Acohido

MY TAKE: Why companies and consumers must collaborate to stop the plundering of IoT systems

By Byron V. Acohido

MY TAKE: How ‘credential stuffing’ is being deployed to influence elections, steal Covid-19 relief

By Byron V. Acohido

MY TAKE: Lessons learned from the summer of script kiddies hacking Twitter, TikTok

By Byron V. Acohido

GUEST ESSAY: Skeptical about buying life insurance online? Here’s how to do it — securely

By Cynthia Madison

MY TAKE: Even Google CEO Sundar Pichai agrees that it is imperative to embed ethics into AI

By Byron V. Acohido